California Car Insurance | car insurance in usa
California Car Insurance
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You'll be glad you obtained a quotation from GEICO if you've just moved to California and need auto insurance coverage, or if you've been here for a while and want affordable car insurance that doesn't cut corners. So, how much does vehicle insurance cost in California? To find out, you can receive a free auto insurance quotation from GEICO online. California has certain unique car insurance rules that make insuring a vehicle in this state different from other states, so keep reading to learn more.
Minimum California Car Insurance Coverage
Drivers in California must have at least the these auto insurance coverages:
Liability coverage for bodily injury is $15,000 per person and $30,000 per accident.
Liability coverage for property damage: $5,000 minimum
Uninsured motorist bodily injury coverage1 must be at least $15,000 per person and $30,000 per accident.
Property damage coverage for uninsured motorists1: $3,500 minimum
California Car Insurance Laws for New Residents
The California Driver Handbook is a useful reference for newcomers to the state. The Department of Motor Vehicles publishes it. It can help you with registration, getting a California driver's licence, and understanding crucial state traffic laws.
What is the California Deductible Waiver?
You may be eligible for the California Deductible Waiver if you have collision coverage on your car. If an uninsured driver causes an accident, your insurance company will cover the collision deductible on your car if you sign thiInformation
California Registration Information
From the time of entry, your car may be subject to California registration. To avoid penalties, fees must be paid within 20 days of the car entering California.
You'll have to:
Complete a Title or Registration Application (REG 343)
Submit your certificate of out-of-state registration.
Please send in your out-of-state title (If you have it)
Show proof of your California Smog Certification.
Provide a mileage certificate from the odometer (If your vehicle is less than 10 years old)
Bring your vehicle to a DMV office to get its identification number verified. (For your convenience, we recommend phoning your local DMV to make an appointment.)
Fees must be paid.
A weight certificate may be required for commercial vehicles, especially pickup trucks.
A use tax is currently imposed on vehicles acquired outside of California and transported into the state within 12 months. New legislation, in effect from October 1, 2004, to July 1, 2006, mandates the payment of use tax on vehicles acquired outside of California and transported into the state within 365 days after purchase.
What do I do if I get a California Intent to Suspend Registration letter?
If the state of California is unable to verify that you have insurance on your vehicle, you may receive a letter stating that your vehicle's registration will be cancelled. This can happen if the state doesn't have the correct VIN (Vehicle Identification Number) on file, if your California (or out-of-state) insurance coverage has lapsed, or if the state of California receives incorrect information.
If you're a current GEICO insured and the California DMV has told you that giving proof of insurance is sufficient, you can get the paperwork quickly by visiting our website.
- GEICO Mobile app.
- If you are not a GEICO policyholder and would like to know how much it would be to obtain California car insurance, you can get a quote today
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